2020 Budget Planner | Set-Up | Debt Snowball, Sinking Funds, Cash Envelopes, Zero Based Budget

2020 Budget Planner | Set-Up | Debt Snowball, Sinking Funds, Cash Envelopes, Zero Based Budget

Etsy Store:

Hello Friends!

My name is Mary Lou and I am a 38 year old mom of two children, one angel baby, and a doggie, and a wife, a sister, a friend, and we live in North Texas, welcome to my channel, Plan Heal and be Mary. Thank you for watching my “2020 Budget Planner Set Up” video. This is how we will set up our Budget this year. This is how we budget and save money, how we learned in Financial Peace University. We do a monthly budget and we include Cash Envelopes and Sinking Funds details with our budget each month in the hopes of “telling our money where to go”- Dave Ramsey. We budget with a Zero Based Budget. I also include my cash envelopes and sinking funds in my budgets because I need to see all my info in one place. I am happy to have you join me on my journey.We like to track our cash envelopes and sometimes sinking funds in our weekly check-ins. It helps us stay focused and achieve our debt snowball goal. I use the Erin Condren Deluxe Monthly planner, as well as Planner Kate Stickers, Sara Marie Stickers and Caffeinated Cait Stickers sometimes. I have tried making my own stickers and am using them since July.

Please help me on my journey to financial freedom and being debt free! My babies will thank you some day! Hope you enjoyed and please consider subscribing!

Items I use for budgeting and cash envelopes: Mama’s Gotta Budget Etsy Shop: Emelli Designs Cash Breakdown Card (please note: she sells it as a bundle): 20% off Counpon for Emmelli Design: MLV20 Blackberry Hills Shop: blackberry-hills.myshopify.com Use Coupon Code MARY10 for 10% off Sara Marie Stickers Etsy Shop: Caffeinated Cait Etsy Shop: Planner Kate: NEW VIDEOS: August Weekly Check-In #4: August Paycheck to Paycheck Budget: Sinking Funds August: July Budget Results: August Cash Envelope System Stuffing: Debt Snowball Update July: August Budget with Me: Sinking Funds July: July Budget with Me: Debt Snowball Update May 2019: #PlanWithMe #November2019

Help me keep bringing you guys more videos! Consider using my affiliate links below, it would help me out and it won’t cost you a thing to use my link! It would help me keep bringing more content to the channel, thank you! Save $10 at Erin Condren Referral Link Erin Condren Life Planner: Erin Condren Deluxe Monthly Planner: Erin Condren Accessories (Budget Stickers and more): Erin Condren New Account: Shop all things Erin Condren here: Join Erin Condren Affiliate Program: Save $10 at Erin Condren Referral Link Tripod Used: Lighting Used: Small Tripod: (affordable) Dave Ramsey Financial Peace University: Financial Peace Junior Kit: (I use this with my children) Total Money Makeoever:

Send me snail mail:
P.O. Box 150680
Fort Worth, TX 76108

Keep in touch! For business inquiries or item reviews: planhealandbemary@gmail.com

Disclaimer: My videos are NOT made for Children. If you are not over 18 years old, please click off this video. I am not licensed to give out any financial advice, I am not a certified herbalist, nor a nutritionist, I am not a medical practitioner, I use essential oils at my own discretion (please do your research and do what you feel comfortable with.) I share content on my channel that has worked for me, my family, and friends. Please remember to subscribe if you like what you see; and click on the “bell” to be alerted when I upload more videos, so you don’t miss a thing! I hope you enjoy the content and I’ll see you in my next video!! Thanks for watching!
Music Credit: YouTube Audio Library and www.bensound.com